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In summary,

• 1 Some insurance policies include a permissive use clause, which allows others to drive your vehicle with your permission. This clause typically extends coverage to friends, family, or temporary borrowers as long as they have your consent. However, the extent of coverage may vary, so it's crucial to check your policy for specific details.

• Urgent care centers are designed to provide immediate medical attention for non-life-threatening conditions that require prompt treatment but do not necessitate a visit to the emergency room. These services are often more convenient and cost-effective than emergency room visits. Common services offered at urgent care centers include treatment for minor injuries, infections, respiratory illnesses, and other acute conditions. Understanding the scope of urgent care services can help you determine if Caloptima covers these treatments.

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